Find out about the overall features, benefits, risks and cost of investing your super in PSS with our product disclosure statement.
| Fact sheet title | Why should you read these fact sheets? | |
|---|---|---|
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Additional death and invalidity cover | To find out about additional death and invalidity cover. |
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Allocation of PSS fund earnings | For information on how fund earnings are now allocated from 1 July 2007. |
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Cash investment option for preserved benefit and associate members | If you'd like information on moving your preserved benefit from the Default Fund to the Cash Investment Option. |
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Ceasing PSS membership | If you're a contributing member and are considering ceasing PSS membership and moving to the PSSap. |
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Changing from full-time to part-time | To understand how changing your employment conditions affects your PSS super. |
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Contributing to the PSS | To understand how the contribution rate you choose affects your final benefit. |
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Death benefits | For information on the benefits available to dependents on your death. |
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Early access for superannuation benefits | For information on claiming your benefit early on severe financial hardship or other specified grounds. |
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Getting info online | To get access to your PSS account online. |
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How the 1 July 2007 changes affect you in the PSS (contributor) | If you want to know about the tax changes that came into effect on 1 July 2007. |
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How the 1 July 2007 changes affect you in the PSS (preserver) | If you want to know about the tax changes that came into effect on 1 July 2007. |
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Invalidity benefits | If you want information on the benefits available if you're deemed unable to work due to invalidity. |
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Leave without pay | For information on taking leave without pay (LWOP). |
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Maximum benefit limits | For information on maximum benefit limits (MBL). |
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Multiple PSS memberships | To find out about rejoining the PSS if you have a preserved benefit. |
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Preservation of benefits | For information on preserving your benefit in the PSS after resignation, retirement, retrenchment or choosing to leave the PSS. |
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Rolling money into the PSS | If you want information on rolling over your super from an eligible fund into the PSS. |
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Retrenchment benefits | To understand your options if you're retrenched. |
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Salary reductions and your PSS super | For information on how a reduced salary affects your super. |
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Super co-contributions | If you meet the ATO's eligibility requirements and you would like to benefit from the government's super co-contribution. |
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Superannuation contributions surcharge | If your adjusted taxable income was higher than the surcharge lower income amount from 1996 up until the 2004/05 financial year. |
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Tax and your PSS benefit | To understand the tax rate on contributions, lump sum payments and pensions. |
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Taxation concessions for pensions | For information about tax concessions on your PSS pension. |
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Transition to retirement | If you've reached preservation age and are considering a transition to retirement. |
