Additional Cover

If you are a contributing member of the PSS, you can apply for additional death and invalidity cover as long as any additional cover doesn't exceed your potential maximum benefit limit – a multiple of your Final Average Salary.

In addition, any applications made for additional cover are subject to the standard requirements and conditions of AIA Group Insurance.

How much does it cost and how much cover can I get?

Generally you will pay half of the standard premium and your employer will pay the other half.

The maximum amount of cover you can get depends on your age when you take out the cover. The earlier you joined the Scheme the more cover you can take out but you are limited to a multiple of your Final Average Salary.

For more information see The facts about additional death and invalidity cover or the PSS Super Book.