Insurance overview

As a PSS contributing member, you receive automatic permanent invalidity or death cover at no extra cost to you. You’re covered 24 hours a day, seven days a week.

You’re covered for a benefit based on your entitlement had you worked to age 60*.

Some members may have the option to increase their death and invalidity cover . Your employer will pay half the costs of the standard premium for the additional insurance.

* Limited Benefit Members (LBM) accrue benefits only up to the date of retirement or death (that is, no future service is taken into account). If you are an LBM it will be shown on your Member Statement.